The Employees’ Provident Fund Organisation (EPFO) manages and processes the provident funds of many salaried employees in India. Its aim is to give social security by encouraging long-term savings, helping in financial stability after retirement, and giving support during emergencies.
Even though the EPF claim process has become more digital and easy in recent years, many members still face problems like claim rejections and delays. Here are 5 common reasons why your EPF claim may be rejected.
Inaccurate information
If any detail given by the member, like personal details, bank account, or job data, is wrong, the claim may be rejected.
Inconsistency in information
A claim can be rejected if the details given do not match the EPF records. It is important to check that your name, date of birth, and EPF account number are the same as what your employer or EPFO has.
Withdrawal reason
An EPF claim may be rejected if the reason does not match the allowed categories under EPF rules.
Missing EPF contribution
If an employer delays or misses EPF payments, the claim may be rejected. EPFO rules require correct and on-time contributions for smooth withdrawal or transfer.
Linking UAN
The Universal Account Number (UAN) must be linked with Aadhaar and the bank account. This 12-digit number is a unique ID for EPF holders. If UAN is not linked with Aadhaar, the claim may be rejected.
Disclaimer: This article is for education only. Please check with certified experts before making any financial decision.