CGHS– Healthy life is said to be the basis of a happy life. The reason for this is the problems caused by diseases and the expenses incurred on them. That is why the government runs many schemes to reduce the burden of expenditure on health. One of these schemes is the Central Government Health Scheme (CGHS).
For whom is the Central Government Health Scheme?
This scheme is purely for the employees of the Central Government. This means that the general public cannot take advantage of it. Only central government employees, pensioners and their dependents get the benefit of this scheme. The beneficiaries of this scheme get the facility of cashless treatment and reimbursement.
They do not need to spend money from their pocket to pay huge hospital bills or buy expensive medicines. This facility is available in 80 cities of the country.
How can one avail the benefit of the scheme?
To avail the benefits of this health scheme of the Centre, you must have a CGHS card. If you do not have this card, you can get it made either online or offline. To get the card made online, you have to apply on the official website of CGHS. After filling the form there and submitting the required documents, you can download your CGHS card or get it delivered at home.
Who are eligible for the scheme?
All current or former Presidents, Vice Presidents, Governors, Lieutenant Governors and MPs can avail the benefits of this scheme. Current or former judges of the Supreme Court and High Courts are also eligible. Central government employees and pensioners along with their dependents can avail cashless treatment. However, this does not include employees and pensioners of Railways and Delhi Administration.
Under CGHS, the cost of treatment and medicines in OPD is borne. Apart from government hospitals, treatment facility is available in private and recognized hospitals in case of emergency. If you have spent money on getting any prosthetic limb, then you can claim reimbursement for that too.