New Delhi: There was a time when people from different states and districts used to send messages through the post office. As soon as they saw the postman, they understood that some letter must have come. But the time changed and then the method also changed. Now the level of sending messages from the post office has reduced a lot, because the era is online. But the post office also changed its working style.

Now apart from delivering letters, there are many savings schemes from the post office where people are working to improve their future. Post office is also a medium of savings. You can also save by opening an account in the post office scheme. Not only this, you can work to create a big fund.

Sukanya Samriddhi Yojana

The central government has launched Sukanya Samriddhi Yojana to give wings to daughters. By investing in this scheme, you can collect a big fund in the name of the daughter. In the scheme, you can open a daughter’s account till the maximum age of 10 years. In this, the benefit of 8.2 percent interest is being given. In this, a minimum investment of Rs 250 and a maximum of Rs 1.50 lakh can be made.

Recurring deposit is also helpful

The recurring deposit scheme of the post office is also considered helpful. You can invest even Rs 100 per month in it. About 6.7 percent interest is being received annually on the RD scheme. On maturity, you are also provided interest on the deposit amount.

Term deposit scheme

The term deposit scheme of the post office is also working to make people rich. The savings scheme is available for a period of 1, 2, 3 and 5 years. The scheme is a boon for those who want fixed returns in a fixed time. Returns are also given in it according to the investment year. Senior citizens also get the benefit of additional interest.

Features of Senior Citizen Saving Scheme

Senior Citizen Saving Scheme is also considered great. It works to fix regular income after retirement. The duration of the scheme is 5 years. The scheme can be extended for 3 more years. Currently, this scheme is giving an interest rate of 8.2% per annum.