Important news for Punjab National Bank customers. Recently, PNB has changed the interest rate on Fixed Deposit (FD). The new interest rate is effective from February 24, 2026. The bank is offering interest at the new rate on deposits of less than Rs 3 crore. After this change, PNB’s special 444-day FD scheme has now become the most attractive, as this scheme is offering the highest interest rate.
Punjab National Bank is now offering 6.60% interest to general customers on 444-day FD. The interest rate for senior citizens is 7.10% and for super senior citizens is 7.40%. Currently, this interest rate is the highest compared to other government banks.
In terms of other FD interest rates of Punjab National Bank, it is seen that general customers are getting 6.25% interest on 1-year FD, senior citizens are getting 6.75% and super senior citizens are getting 7.05% interest. The maximum interest rate is 6.30% on 2- to 3-year FD. And for long-term FDs of 5 to 10 years, general customers are getting a maximum interest of 6%.
Bank of Baroda (BoB) Bank of Baroda’s “BOB Square Drive” is offering 6.45% interest on 444-day FDs to general customers. The interest rate for senior citizens is 6.95% and for super senior citizens is 7.05%. This interest rate has been effective from January 5, 2026.
Indian Bank’s “Ind Secure” 444-day FD scheme is offering 6.45% interest to general customers. The interest rate for senior citizens is 6.95% and for super senior citizens is 7.20%. This interest rate has been effective from February 4, 2026.
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State Bank of India (SBI) SBI’s “Amrit Brishti” is offering 6.45% interest on 444-day FDs to general customers. The interest rate has been fixed at 6.95% for senior citizens and 7.05% for super senior citizens. This interest rate is effective from December 15, 2025.
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Canara Bank: Canara Bank is offering 6.45% interest to general customers and 6.95% interest to senior citizens on 444-day FDs. This interest rate has been effective from January 5, 2026.
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If we compare it, it is clear that Punjab National Bank (PNB) is offering the highest interest rate in the 444-day FD scheme. Therefore, it can be a good option for customers looking for a safe investment. However, before investing, one must know the bank’s terms and conditions and tax rules well.