Atal Pension Scheme– Invest Just Rs 210 Per Month and Get Rs 5,000 Monthly Pension, Know how

Atal Pension Yojana: While both the central government and state governments run a variety of beneficial and welfare schemes, many new schemes are also launched from time to time. One such scheme was launched in 2015. This scheme is called the Atal Pension Yojana.

This is an investment plan that requires you to invest first and then, after the age of 60, provides a monthly pension of up to Rs 5,000. By investing just Rs 210, you can receive a monthly pension of Rs 5,000. So, let’s find out who receives this pension.

How is investment made in the scheme?

Atal Pension Yojana is a pension scheme run by the Central Government. In this scheme, you have to invest for at least 20 years and then after the age of 60, you can get a pension of up to Rs 5000 every month. In this plan, premium has to be paid every month according to the age and pension plan.

How much pension can be received every month?

Under this scheme, pension ranging from Rs 1000 to Rs 5000 can be received every month. When you apply for this scheme, you have to choose the pension plan. The premium is paid according to the pension plan you choose and you then receive the corresponding pension.

Who has to invest Rs 210?

If you are 18 years old, you have to invest Rs 210 every month. By investing this much money, you can get a pension of Rs 5000 every month after the age of 60.

How to apply?

First of all you have to go to your bank.

Then your KYC is done.

After this, you will be given information about the pension plan and premium.

Your bank account is then linked to the scheme

After this your application is complete.

When was Atal Pension Yojana started?

This scheme was launched on May 9, 2015. The Atal Pension Yojana aims to provide pension benefits to farmers and laborers who are not covered by the formal pension system. This scheme encourages them to save small amounts so that they can live comfortably after retirement.

Atal Pension Yojana offers a guaranteed pension of up to Rs 5,000 per month. Under this scheme, individuals receive a guaranteed pension of Rs 1,000 to Rs 5,000 per month after the age of 60. The pension amount depends on the number of years and the amount of contributions made. This scheme has been specially designed for daily wage labourers, domestic workers, street vendors, farmers and small shopkeepers, who are not associated with any government or private pension scheme.

More than 86.6 million people have joined the Atal Pension Yojana as of January 19, 2026. According to the government, it is crucial to keep people informed about the scheme, implement it effectively, and ensure its long-term operation.