Maruti Dzire CNG: If you’re dreaming of buying a luxurious and affordable sedan for your family in 2026, the Maruti Suzuki Dzire CNG could be the most powerful and successful option for you. The Dzire is considered the queen of Indian roads, not only for its stunning looks but also for its unmatched mileage.
If you’re on a tight budget and want to own this magical vehicle with an initial down payment of just ₹100,000, this article is a boon. We’re sharing accurate and magical information about the monthly EMI and interest rates charged by the bank on this sedan, which has an on-road price of ₹9.03 lakh.
Down payment of just ₹1 lakh
The Maruti Suzuki Dzire VXI CNG variant is a perfect choice for customers seeking magical freedom from rising petrol prices. If you make a down payment of ₹100,000 from your own pocket to purchase this car, the remaining amount, approximately ₹8.03 lakh, will need to be financed by the bank.
If the bank gives you a loan for 7 years at a remarkable 9% interest rate, you’ll have to pay a monthly installment of just ₹12,932 for the next 84 months. This EMI plan fits comfortably into the monthly budget of a middle-class family, allowing you to fulfill your dream of owning a new car without any financial stress.
How much will your Desire cost in 7 years?
Calculating interest when financing a car is a very smart and successful move. If you take out a loan of ₹8.03 lakh for 7 years at a 9% interest rate, you’ll pay a total of ₹2.82 lakh to the bank in interest alone over these seven years.
Thus, including the ex-showroom price, RTO charges, insurance, and loan interest, the total cost of your Maruti Dzire CNG will reach approximately ₹11.86 lakh. However, the incredible savings on CNG recover this additional interest cost in just a few years, making it a successful long-term investment.
Competition Against Rivals
The Maruti Dzire faces tough and dynamic competition in the compact sedan segment. It faces strong competitors like the Hyundai Aura, Honda Amaze, and Tata Tigor. While the Hyundai Aura is known for its rich features, the Tata Tigor is renowned for its robust safety features.
However, the Dzire’s true strength lies in its resale value and Maruti’s extensive service network. While some premium hatchbacks and sub-compact SUVs challenge the Dzire’s price, the comfort and prestige it offers in a sedan are truly remarkable.