Government 5 Amazing Schemes: The central and state governments are running various schemes to make women financially strong and self-reliant. If you are a woman and want to start your own business, these government schemes can be very useful for you. Through these schemes, women can easily get loans and start their own ventures. Let’s learn about 5 such government schemes that provide loans to women for business.
5 Government Schemes Providing Business Loans for Women
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Lakhpati Didi Yojana
Millions of women have already benefited from the Lakhpati Didi Yojana. Under this scheme, women are given interest-free loans ranging from ₹1 lakh to ₹5 lakh. This loan is provided through micro-credit, enabling women to start small businesses and become self-reliant. Women can apply for this scheme by visiting the official website.
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Annapurna Scheme
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If women want to start a food business, such as a tiffin service, catering, or any other food-related business, the Annapurna Scheme can be a good option for them. This government scheme provides a loan of up to ₹50,000, which can be repaid in easy instalments over 3 years. To avail of this scheme, the woman’s share in the business must be at least 50%.
Udyogini Yojana
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The Udyogini Yojana is for women who want to start small-scale businesses, such as tailoring, beauty parlours, tiffin services, etc. Under this scheme, women can get a loan of up to ₹3 lakh. A special feature is that it also provides a subsidy of up to 30%, which reduces the loan burden.
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PM Mudra Loan Yojana
The PM Mudra Yojana promotes small and micro-businesses. Under this scheme, women can get loans ranging from ₹50,000 to ₹20 lakh. This loan is divided into four categories. Under this scheme, business loans are available in different categories: up to ₹50,000 in the Shishu (infant) category, ₹50,000 to ₹5 lakh in the Kishore (adolescent) category, ₹5 lakh to ₹10 lakh in the Tarun (young adult) category, and ₹10 lakh to ₹20 lakh in the Tarun Plus category.
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Stand Up India Scheme
The Stand Up India scheme aims to promote women entrepreneurs. Under this scheme, women can avail loans ranging from ₹10 lakh to ₹1 crore. This loan can be used by women to start a new business or expand an existing one. Women can apply for this loan by visiting the official Stand Up India website.