Post Office Scheme: Nowadays, everyone is thinking about investing. If you are also thinking about investing, the Post Office is running a special scheme. By investing in this Post Office scheme, you can secure your future. You can get excellent returns by investing safely in this scheme. The Post Office Time Deposit (TD) scheme is becoming increasingly popular among investors these days. This scheme is especially appealing to those who want higher and safer returns than bank fixed deposits.
How much will you get on investing Rs 1 lakh?
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If you deposit Rs 1,00,000 in the Post Office Time Deposit scheme for 3 years, you will get approximately Rs 1,23,508 on maturity. This includes Rs 23,508 as interest. This means your money grows in a fixed time without any risk.
Beneficial for small investors too
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The biggest feature of this scheme is that investment can be started with just Rs 1,000, and there is no limit on the maximum investment. This is why this scheme becomes a good option for small and medium investors as well.
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The benefit of a better interest rate
This Post Office scheme offers an annual interest rate of 7.5% on a 5-year time deposit. Banks usually offer such interest rates only to senior citizens, but here all investors get this benefit.
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Single and Joint Account facility
In this scheme, you can invest individually or through a joint account. A maximum of three people can be added to a joint account, making it easy to create a fund for the future with your family.
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Completely safe investment
The Post Office Time Deposit scheme comes with a guarantee from the Government of India. This means that your investment is completely safe and there is no risk involved.
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Duration and withdrawal facility
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Investors can choose a duration from 1 year to 5 years according to their needs. Interest is calculated quarterly and paid annually. A premature withdrawal facility is also available after 6 months, if needed.
Why choose Post Office TD?
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If you want a secure investment with guaranteed returns, the Post Office Time Deposit scheme is a reliable option. Especially during times of stock market volatility, this scheme helps protect your money while providing good returns.