EPFO Update – Every PF employee is eagerly awaiting the announcement of the interest rate. The Modi government at the centre may finalise the interest rate in February 2026. People are wondering how much interest they will receive. The central government may announce the interest rate for the financial year 2025-2026.

This time, a slight increase in the interest rate is expected. It is hoped that the government will announce an interest rate of 8.50 per cent. This would represent an increase of 0.25per centt. However, the interest rates have not yet been officially announced.

When is the announcement expected?

The interest rate for PF employees may be announced by the Union Ministry of Labour and Employment. The decision is likely to be taken at a meeting of the EPFO’s Central Board of Trustees. The Modi government may announce the interest rate in February. This time, an interest rate of 8.50 per cent is expected.

This year, employees may receive 0.25per centt more interest compared to the last financial year. Last year, the interest rate was 8.2 per cent. If the governmedecidesion in the last week of February, the interest may be credited to the accounts by May or June. The interest rates apply to the total provident fund amount. You can also easily check your balance. We will tell you some easy tips.

How to check your balance

You don’t need to worry about checking your PF balance. You can check your provident fund amount via SMS, missed call, Umang app, or the official EPFO ​​website. For this, your UAN number must be registered, and your mobile number must be linked.

PF members can first call 011-22901406 for a missed call service and send ‘EPFOHO UAN ENG’ to 7738299899 for SMS service. For the app and website, you can log in with your UAN and password to view your passbook. You will get complete details of your balance through all these methods.