Life Certificate: The Life Certificate, often referred to as the Digital Life Certificate, is a digital certificate equipped with biometric features for pensioners. It is essential to submit this certificate every November to guarantee continuous pension payments. Senior citizens aged over 80 can submit their certificates from October 1 to November 30, 2025.

How can one submit the life certificate?

Pensioners have the option to submit their life certificate either online or offline. For online submissions, they can utilize the Jeevan Pramaan portal or the UMANG app, where a digital certificate is created following biometric verification via Aadhaar. For offline submissions, they can go to a bank branch, a CSC center, or use doorstep banking services, which allow them to submit from the comfort of their own homes.

Steps for online submission

To submit online, pensioners need to visit the Jeevan Pramaan website and input their Aadhaar number, mobile number, Pension Payment Order (PPO) number, bank account number, and the name of the pension authority. After completing an Aadhaar-based fingerprint or iris scan, pensioners will receive a digital life certificate that can be accessed online by the pension disbursing agency.

Other online submission options

Life certificates can also be submitted via the UMANG app, which directly generates the certificate through biometric verification. Additionally, face authentication has been introduced, enabling pensioners who cannot provide fingerprints to submit their life certificates using a mobile camera. Furthermore, doorstep banking services from post offices will also provide a convenient doorstep service experience.

Why is submitting the life certificate important?

This certificate serves as proof that the pensioner is alive; without it, pension payments may be halted. The government carries out this process annually to ensure that all pensioners, particularly the elderly and disabled, can access this benefit. Submitting the life certificate on time will help prevent interruptions in pension payments, allowing seniors to maintain their financial security.