Pension Rules: After retirement, most senior citizens’ entire financial situation depends on their pension. This pension is used to cover household expenses, medical bills, and daily needs. If their pension is stopped for any reason, life can become difficult. Often, the reason for pension freezes isn’t a major mistake, but rather simple negligence that can be avoided to protect their pension.
Pension may be interrupted
According to information, the most common reason for pension freezes is the failure to submit a life certificate within the stipulated time frame. This certificate proves that the pension recipient is alive. The government requires this certificate every year to ensure that the pension is only paid to eligible individuals and that no fraud occurs.
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Pensioners are required to submit their life certificates between November 1st and November 30th every year. If this is not submitted within the stipulated time, the government can stop the pension from the following month. Previously, this process was offline, requiring senior citizens to visit banks or government offices, but now it has been digitalized.
Submit Life Certificate from Home
Senior citizens no longer need to stand in long queues for pensions. The government has made this process online through the Jeevan Pramaan App. This allows you to submit your life certificate from the comfort of your home. This process can be completed using Aadhaar-based biometric authentication from a mobile or laptop.
If a senior citizen does not have internet access, they can also have a post office agent call their home to complete the process. The agent collects information through a biometric device and uploads the certificate, eliminating the need for travel and ensuring timely pension payments.
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Pension Can Be Stopped Without These Documents
Sometimes, even after submitting a life certificate, pensions are stopped because certain essential documents have not been updated. These include age proof, address proof, bank statements, and pension-related information.
Documents such as an Aadhaar card, a voter ID, a birth certificate, a 10th-grade marksheet, or a driving license are valid for age proof. Aadhaar card, bank passbook, or electricity bill can be submitted as address proof.
An error in bank details, such as account number or IFSC code, may result in delayed pension payments. The PPO number and Income Declaration Certificate must also be correct.