There are many schemes the central government and the states governments have introduced over the past few years. Government has taken significant steps to empower the women of our nation. With that aim, there are multiple schemes only for women’s. Among those schemes, which are the top 5 yojanas? Let’s find out.
Top 5 schemes only for women’s:
Mahila Samman Savings Certificate
This scheme is completely safe. You can invest in this scheme through the post office. This scheme offers a 7.5% return. You can start with just ₹1,000. The maximum investment amount allowed in this scheme is ₹2 lakh. After one year, 40% of the funds can be withdrawn.
Sukanya Samriddhi Yojana (SSY)
This scheme was launched with the future of daughters in mind. An account can be opened in the name of a girl child under the age of 10. Women earn an interest rate of 8.2% per annum and investors also receive tax benefits under Section 80C. This scheme is a reliable option for education, marriage, and other long-term financial goals.
Senior women and bank FDs
Fixed deposits (FDs) are a safe option for women over 60. They offer 0.50% higher interest rates than normal rates. Additionally, the Senior Citizens Savings Scheme (SCSS) also offers higher interest rates and security for longer periods.
Subhadra Scheme
This scheme is specifically for women living in Odisha. Under this scheme, financial assistance is provided to women in Odisha. Women between the ages of 21 and 60 can apply. Under the scheme, 50,000 rupees are given over five years.
National Savings Certificate (NSC)
This is a fixed-term deposit scheme with a maturity period of 5 to 10 years. Investors receive a fixed interest rate, providing them with safe and stable returns over the long term. Furthermore, investments in this scheme are eligible for tax benefits under Section 80C, making it a safe and tax-advantaged investment option for the long term.