UPI Limit Increased: In today’s digital era, most people make digital payments. If you are also among those people, then this can be special news for you. Let us tell you that NPCI has increased the transaction limit of UPI. This new limit will be implemented from 15 September 2025. Under this new rule, those people will get more benefits who make more payments for insurance premiums, loans, EMI, stock market, government fees, or travel bookings. Let us know in this article where the limit has increased.
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Know where the limit has increased
Let us tell you that the limit has been increased in the capital market and insurance. Earlier, this limit was fixed at 2 lakhs, but now it has been increased to 5 lakhs per transaction. You will be able to pay up to 10 lakhs per day.
Along with this, the limit in the government e-marketplace and tax has also been increased from 1 lakh to 5 lakhs.
The limit for travel booking has been increased from 5 lakhs to 10 lakhs.
Talking about credit card bill payment, earlier you could pay up to 5 lakhs, but now it has been increased to 6 lakhs.
The payment limit for loans and EMIs was 5 lakh rupees per transaction, but now this limit has been increased to 10 lakhs.
Talking about the limit of jewellery shopping, it has been increased from 1 lakh rupees to 2 lakhs per transaction, and the daily cap has been increased to 6 lakh rupees.
Talking about the limit in banking service, now the limit on digital onboarding has been increased to 5 lakhs.
Talking about foreign exchange payment, this limit has been increased to 5 lakhs. 5 lakh has also been fixed in the daily cap.
Talking about the limit of digital account opening, it has been kept at 2 lakhs as before.
On which transactions has the limit not changed
For information, let us tell you that this change has been implemented only for payments to merchants. This means that it will be applicable only to payments made to shopkeepers, companies, or services. The person-to-merchant limit will be Rs 1 lakh per day as before.
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Why is this change necessary?
For information, let us tell you that with the arrival of this new limit, it will be easy for users to make large payments. Small payments will not have to be made again and again. With this, insurance premiums or loan EMI can be paid in one go. At the same time, payment of stock market and government fees can be done easily. At the same time, it will become easier to make payments for jewelry and big-ticket items.
For information, according to Akash Sinha, CEO of Cashfree Payment, the decision to increase the UPI limit from 5 lakh to 10 lakh daily is very correct. Now, traders will be able to easily make large payments in a single click, and settlement can also be done immediately.