Today, it is very important for people to stay healthy. However, today, many major diseases have also emerged, whose treatment is very expensive. In such a situation, it is very difficult for common people to get expensive treatment. In such a situation, the central government has launched the Ayushman Bharat scheme under the Pradhan Mantri Jan Arogya Yojana (PMJAY) to provide better health services to the poor and deprived sections for free.
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Objective and benefits of the scheme
The aim of the Ayushman Bharat scheme is that no weak person in society should be deprived of treatment due to financial constraints. Under this, eligible families are given free treatment up to Rs 5 lakh every year. The special thing is that with this facility in Delhi, an additional top-up of Rs 5 lakh will also be available, that is, the family will get a cashless medical cover of up to Rs 10 lakh. This scheme includes treatment of more than 1300 diseases, which also covers the expenses before and after hospitalization.
Who will get the benefit first?
In Delhi, the benefit of this scheme will be given first to Antyodaya Anna Yojana (AAY) cardholders. Gradually, its scope will be increased to include other eligible families as well. Its direct benefit will be given to those people who are financially weak and are unable to get expensive treatment in private hospitals.
Eligibility and ineligible category
Eligibility for Ayushman Bharat Yojana has been decided on the basis of the Socio-Economic Caste Census of 2011. In rural areas, people living in kutcha houses, landless laborers, Scheduled Caste-Tribe families, Divyang, daily wage laborers, and destitute people are included. On the other hand, in urban areas, rickshaw pullers, sweepers, domestic workers, street vendors, cobblers, plumbers, painters, and other small workers have been considered eligible.
However, people who have a two-wheeler, a car, a concrete house, more than five acres of land, a government job, or a monthly income of more than Rs 10,000 will be deprived of the benefits of this scheme.
How to make an Ayushman card
People can get an Ayushman card made both online and offline. For the online process, one has to register by visiting the official website beneficiary.nha.gov.in or the Ayushman mobile app. e-KYC has to be completed by entering Aadhaar number or family ID, after which the card can be downloaded.
For the offline process, one has to contact the Arogya Mitra present in the nearest hospital or CSC center. After submitting the required documents, the eligibility will be checked, and the card will be issued on approval.
Required documents
To get an Ayushman card, it is necessary to have an Aadhaar card, a ration card or a family identity card, a mobile number, a caste certificate (for the reserved category), an income certificate, and a name in the eligibility list.
List of hospitals and name check
Information about all the listed hospitals across the country, including Delhi, is available on the official website of Ayushman Bharat Yojana. From here, it can also be seen which hospitals are active and which have been blacklisted. At the same time, beneficiaries can also check their name on the website or mobile app.
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Helpline number
People can contact the helpline number 14555 or 1800-111-565 for any information or solution to the problem related to the scheme.