LIC’s 4 special schemes are a good option for long-term investors. They provide life cover up to 100 years along with the chance to get fixed income every month. These schemes give you both savings and earnings.

LIC Plans That Give Safety and Good Returns

Life Insurance Corporation of India (LIC) is one of the most trusted insurance companies in the country. From time to time, it launches schemes that give good returns along with safety. The best thing is that some policies also offer life cover and regular monthly income. If you want to invest for a long time, then 4 special plans of LIC can be useful for you. These give you a chance for both savings and earnings.

Jeevan Shiromani Policy

LIC Jeevan Shiromani Policy is a premium plan for people with high income who want good savings along with safety. It is a non-linked individual life insurance plan where you invest for a short time but get benefits for a long period. If you choose a sum assured of ₹1 crore, your premium will be high. You need to pay the premium only for 4 years. For example, if you take a 20-year policy at the age of 30, the yearly premium for a sum assured of ₹1 crore will be about ₹7.59 lakh (including GST) and has to be paid for 16 years.

Jeevan Anand Policy

The LIC Jeevan Anand Policy is a good term plan that offers protection and returns, even with a low investment. You can start with ₹45 per day or ₹1,358 per month. With this, you can create a fund of up to ₹25 lakh in the future. The minimum term is 15 years, and you also get a bonus.

Jeevan Bima Samadhan

LIC Jeevan Bima Samadhan is a non-linked, non-participating insurance plan that offers protection and savings with a single premium payment. The policy term is between 15 and 20 years. The minimum sum assured is ₹2 lakh, and the maximum is ₹5 lakh. This plan can be taken for children from 90 days old to 50 years of age. It is a good option for those who want a safe future with less risk.

Jeevan Umang Policy

LIC Jeevan Umang Policy gives regular income along with life cover. It offers 8% of the sum assured as guaranteed yearly income after the premium payment term ends. It provides life cover up to 100 years and also gives a bonus. People aged 3 to 55 years can invest in this plan and also take a loan if needed. The minimum sum assured is ₹2 lakh.

Is LIC Really Forever?

These special LIC plans give life protection and help you secure your financial future. They are ideal for people who want safe, long-term returns with low risk. By investing in these, you get benefits like regular income, bonus, and long-term coverage.

Note: This article is only for information. Please consult a financial advisor before investing and check details on LIC’s official website.