Senior Citizen Health Benefits: If there is an elderly person in your house and you are worried about the rising medical expenses, then there is good news for you. Now you neither have to pay the doctor’s fee for the treatment of people aged 70 years or above in your house nor do you need to spend lakhs of rupees for hospitalization. These schemes of the government are making this problem easy to a great extent. We are talking about e-Sanjeevani and Ayushman Bharat Yojana. In the first scheme, free doctor consultation is available at home and in the second scheme, free hospital treatment up to Rs 5 lakh is covered.
That is, under this, the elderly will get the facility of free online doctor consultation and cashless hospital treatment up to Rs 5 lakh. Know how these two schemes take care of both the health of the elderly and your savings.
E-Sanjeevani: Free doctor consultation at home
E-Sanjeevani is a telemedicine service in which patients can talk to the doctor on video call from mobile or computer. It is also beneficial for the elderly because they do not have to go to the clinic or hospital. It has many benefits-
- No hassle of going to hospital or clinic
- Saves both travel expenses and time
- Avoid crowds or infections
- E-prescription is available immediately after doctor consultation
How to register
First of all visit the website esanjeevaniopd.in or download the eSanjeevani app from Google Play Store or Apple App Store.
- Click on Patient Registration.
- Enter mobile number and verify with OTP.
- Fill in name, date of birth, gender and address.
- You will receive a Patient ID through SMS.
- After this, login and get the token and talk to the doctor on video call.
- Both consultation and prescription are completely free.
Ayushman Bharat Yojana: Free treatment up to Rs 5 lakh for people above 70 years of age
If an elderly person has to be hospitalized, Ayushman Bharat Yojana can provide relief. All citizens aged 70 years and above are covered under this scheme. Free treatment up to Rs 5 lakh is available under this scheme.
What is covered?
Major surgery, critical care and treatment of chronic diseases
Cashless treatment up to Rs 5 lakh in the entire year
This facility will be available only in empanelled hospitals
How to avail the benefits of Ayushman Yojana?
- Visit the website www.beneficiary.nha.gov.in.
- Look for the link or banner with senior citizens above 70 years there.
- Verify by entering your Aadhaar number.
- After this complete the registration in the scheme.
- There is no premium or charge to be paid for this. It is completely government funded.
Schemes that take special care of the elderly
If these two schemes are used properly, healthcare can become very cheap and easy for the elderly. E-Sanjeevani saves the cost of visiting the doctor every time, which usually ranges from Rs 200 to Rs 1000. Ayushman Bharat provides relief from sudden hospital expenses, which can sometimes go above Rs 1 lakh.
Take care of these important things
To use e-Sanjeevani, a smartphone or computer and internet are required.
If the elderly are not aware about these schemes, then the younger members of the family should help them.
To take advantage of the Ayushman Bharat scheme, check which hospitals near you are included in this scheme. For this, you can check by visiting pmjay.gov.in.
Together, these two schemes of the government provide a strong health security to the elderly, so that their health remains good and their savings also remain intact.