Great news for salaried employees across India! The government has credited an 8.25% interest rate on Employee Provident Fund (EPF) accounts for the financial year 2024-25 ahead of schedule. This early deposit benefits millions of EPF subscribers, marking a significant improvement from previous years when the interest was typically credited between August and December.

Key Highlights:

  • Interest Rate: The Labour Ministry fixed the EPF interest rate at 8.25% for FY 2024-25, announced on May 22, 2025.

  • Early Disbursement: Unlike previous delays, the EPFO has already credited interest for 96.51% of employees by July 8, 2025, covering 32.39 crore accounts across 13.86 lakh companies.

  • Remaining Process: The remaining balance will be settled soon, ensuring all eligible employees receive their dues without delay.

How to Check Your EPF Balance?

  1. EPFO Portal:

    • Visit the EPFO website → Go to “Our Services” → Select “For Employees” → Click “Member Passbook”.

    • Log in using your UAN and password to view your updated balance.

  2. SMS Service:

    • Send an SMS “EPFOHO UAN” to 7738299899 from your registered mobile number.

    • You’ll receive an SMS with your current PF balance.

  3. UMANG App:

    • Download the UMANG app → Select “All Services” → Choose “EPFO Passbook” to check your balance.

  4. Missed Call Service:

    • Give a missed call to 9966044425 from your registered mobile.

    • The call will disconnect automatically, and you’ll receive an SMS with your PF details.

Why This Matters?

The early interest credit ensures quicker financial benefits for employees, helping them plan savings and investments better. The EPFO’s streamlined process reflects improved efficiency in handling crores of accounts.

Fact Check:

  • The 8.25% interest rate for 2024-25 was officially confirmed by the Labour Ministry.

  • The EPFO’s data confirms 96.51% of accounts have already been updated.

Stay updated with your PF balance and make the most of your hard-earned savings!