Post Office Scheme: If you want to save well every month after taking out household expenses, then joining a scheme is necessary. Even a person engaged in a job can only move forward if who has a way to save. Savings should be such that one can get a decent interest annually.
Do you know that there are some special schemes being run by the post office for savings, which are making people rich? Although mutual funds give low returns, the investment made here is considered completely safe. There is no tension of any kind of money sinking. In such a situation, we are going to tell you about the Post Office Monthly Saving Scheme. How can you earn good returns from this scheme? You can know in detail below.
Read More: AI+ Nova 5G & Pulse Launched with Made-in-India OS and Budget Prices
How much can you invest?t
You can get good returns every month from the monthly savings of the post office. You can invest from Rs 1000 to Rs 9 lakh in this scheme. If you open a joint account in the post office scheme, you can invest up to Rs 15 lakh. Currently, the scheme is giving up to 7.4 per cent interest.
It means that you can get interest from Rs 62 to Rs 10,000 every month. The most important thing is that the interest money is credited to your account every month. One or two people can easily join the scheme if there is any problem.
Know who will apply
One or two people can open a joint account in the Post Office Monthly Savings Scheme. Apart from this, parents can also invest by opening an account in the name of their child. If a person is mentally challenged, the parents or family members who take care of them can apply in their name. The investment made in this scheme is completely safe. Here, the money does not sink at all, where you also get benefits in the future.