New Delhi: Everyone has the thought of arranging money after retirement. People face financial problems after retirement. But now this will not happen. There is a government scheme that guarantees a pension every month after the individual reaches 60 years of age. You can get a pension every month by joining the Atal Pension Scheme of the Central Government.
The most special thing about this is that both husband and wife can open joint accounts. A husband and wife can take a pension of Rs 10,000 every month from the age of 60, without any issues. If you want to join the Atal Pension Scheme, you should first be aware of some critical conditions. You can learn essential things under certain conditions. All the confusion related to the scheme will be easily resolved.
Important things related to the Total Pension Scheme
The Central Government started the Atal Pension Scheme in 2015. To join, the minimum age is 18 years, and the maximum age is 40 years. You can register for the scheme by visiting any bank. If you open an account for the scheme at the age of 18, you will have to invest Rs 210 every month. You will have to invest every month till the age of 60. After turning 60, you will get a pension of Rs 5,000 every month.
Husband and wife should also invest together.
Both the husband and wife can invest together in the Atal Pension Yojana. If both invest by fulfilling the scheme’s conditions, they will receive an amount of Rs 5,000 every month after the age of 60, i.e., Rs 10,000. This amount will prove to be like a booster dose for inflation.
Where to open an account
You can open an account for the Atal Pension Yojana by visiting a nearby bank. While joining the scheme, your Aadhaar card must be linked to the account. For your information, the central government has initiated several schemes that help people overcome financial crises.