"SBI’s Top Scheme: Become Lakhpati with ₹610/Month!"

Written By: Danish

SBI’s Har Ghar Lakhpati scheme helps you save ₹1 lakh+ in 10 years by investing just ₹610/month. Perfect for small savers!

Opportunity

Interest rates slightly reduced: 6.55% (General) 7.05% (Senior Citizens) Still a great long-term saving option!

Interest-Rates

Deposit ₹610/month for 3-10 years. The longer you save, the bigger your maturity amount—₹1 lakh+ guaranteed!

How-It-Works

✅ Any Indian citizen ✅ Single/Joint accounts ✅ Minors (with guardian) No large investments needed—start small!

Eligibility

No tax if interest < ₹40,000/year (₹50,000 for seniors). ✔ Submit Form 15G/H to avoid TDS if eligible.

Tax-Rules

✔ Low monthly commitment (₹610) ✔ Safe & guaranteed returns ✔ Ideal for education, emergencies, or future goals

Benefits

Visit SBI branch or use YONO app to open an RD account. Small savings today = Big rewards tomorrow!

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