Written By: Danish
SBI’s Har Ghar Lakhpati scheme helps you save ₹1 lakh+ in 10 years by investing just ₹610/month. Perfect for small savers!
Interest rates slightly reduced: ✔ 6.55% (General) ✔ 7.05% (Senior Citizens) Still a great long-term saving option!
Deposit ₹610/month for 3-10 years. The longer you save, the bigger your maturity amount—₹1 lakh+ guaranteed!
✅ Any Indian citizen ✅ Single/Joint accounts ✅ Minors (with guardian) No large investments needed—start small!
✔ No tax if interest < ₹40,000/year (₹50,000 for seniors). ✔ Submit Form 15G/H to avoid TDS if eligible.
✔ Low monthly commitment (₹610) ✔ Safe & guaranteed returns ✔ Ideal for education, emergencies, or future goals
Visit SBI branch or use YONO app to open an RD account. Small savings today = Big rewards tomorrow!