PF Transfer Rules - 5 Best Money-Saving Tips!

Written By: Danish

Always transfer your old PF balance to the new employer’s account using your UAN. Ensure it’s linked to Aadhaar for automatic transfers.

Transfer

Verify your ‘Date of Exit’ is correctly updated by the previous employer. Wrong dates delay transfers, forcing manual claims.

Exit Date

Keep bank account info updated in your PF account. Wrong details can block withdrawals or transfers of your funds.

Bank Details

Got two UANs? Merge them via the EPFO portal to avoid confusion and streamline PF management.

UAN Merge

Regularly check your PF passbook online. Update personal details (name, mobile, email) to prevent claim rejections.

Updates

Untransferred PF balances stop earning interest after 3 years of inactivity. Transfer promptly to keep savings growing.

Interest

✅ Transfer old PF ✅ Verify exit date ✅ Update bank details ✅ Merge UANs ✅ Track passbook

Checklist

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