Written By: Danish
NPCI's new UPI Circle allows multiple users to share one UPI account securely. No bank account needed for secondary users!
A primary user can add trusted secondary users to their UPI Circle. Payments are authorized by the primary user via UPI PIN.
Each payment request by secondary users needs primary user approval with UPI PIN, ensuring complete transaction safety.
Secondary users can spend ₹5,000 per transaction & ₹15,000/month. A primary user can add up to 5 secondary users.
Great for families, small businesses & helpers! No bank account needed for secondary users to make UPI payments.
1. Primary user adds secondary users. 2. Secondary user requests payment. 3. Primary user approves with UPI PIN.
UPI Circle will boost India's digital payments, helping unbanked users transact securely via UPI.