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  • Updating Children’s Aadhaar Card Made Extremely Easy, Learn the New Complete Process

    Updating Children’s Aadhaar Card Made Extremely Easy, Learn the New Complete Process

    Aadhaar Card Update: If you are an Aadhaar cardholder, this news might be important for you. UIDAI has made the process related to children’s Aadhaar cards easier and more convenient for parents. This new system aims to ensure that children’s Aadhaar is updated on time and that they do not face any problems related to government schemes or identity verification in the future.

    Who Needs a Bal Aadhaar Card?

    For children under five years of age, UIDAI issues a blue Aadhaar card, which is called Bal Aadhaar. This Aadhaar card contains the child’s name, date of birth, and parents’ information. Fingerprints or iris scans are not taken for children of this age. The child’s Aadhaar is completely linked to the parents’ Aadhaar, which simplifies the identification process.

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    Why are Biometric Updates Necessary at this Age?

    According to UIDAI rules, the first biometric update is mandatory when the child turns five years old. After that, a second biometric update is done at the age of 15. This process involves taking fingerprints, iris scans, and a new photograph. Importantly, both these updates are completely free.

    Complete Process for Getting a Child’s Aadhaar Card

    To get a child’s Aadhaar card, parents need to visit the nearest Aadhaar enrollment center. There, a form related to the child is filled out, and the birth certificate, along with the Aadhaar card of the mother or father, is submitted. After verification, the child’s Aadhaar number is issued, which will be valid for all necessary services in the future.

    Online Facility for Aadhaar Update from Home

    UIDAI has also provided an online update option to enhance digital convenience. Address and photo updates for the child can be initiated from home through the Self-Service Update Portal. Mobile number and email ID can be updated via OTP. However, for the biometric update after the age of 15, visiting an Aadhaar service center will remain mandatory.

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    Documents Required for Aadhaar Update

    For updating a child’s Aadhaar, the birth certificate is the most important document, which should contain the names of the parents. In addition, a school ID or passport is accepted as proof of identity. For proof of address, the parent’s Aadhaar card, electricity bill, bank statement, or rent agreement is accepted.

    What are the benefits for parents?

    This UIDAI initiative makes the process of linking Aadhaar to children transparent and stress-free. Timely Aadhaar updates will ensure that children do not face any problems with school admissions, scholarships, government schemes, and future identity-related services.

  • Paid Holiday on February 7, Know What Will Stay Open and Closed

    Paid Holiday on February 7, Know What Will Stay Open and Closed

    Paid Leave Announced:  Big news for everyone. Tomorrow, February 7th, has been announced as a paid holiday in Uttar Pradesh and Maharashtra. This decision mainly affects the districts and regions in Uttar Pradesh and Maharashtra where local body elections or by-elections are taking place tomorrow. In Maharashtra, this holiday will also be observed on February 7th, 2026, in 12 designated districts. The Maharashtra government made this decision considering the Zilla Parishad and Panchayat Samiti elections.

    What will be closed?

    All educational institutions in those areas will be closed tomorrow. Bank branches in the respective regions will also be shut down. Tomorrow will be a dry day in the polling areas, meaning that liquor shops will stay closed until the evening. There are directives to close their offices during the voting period.

    What will remain open?

    Hospitals, ambulances, and pharmacies will be fully operational. Buses and metro services (like the Delhi-Ghaziabad Metro) will continue to run, although there may be traffic diversions near polling stations. Milk, fruit, vegetable, and ration shops might stay open, but some shopkeepers could temporarily close their shutters for voting. Even if you reside in Ghaziabad or Noida and commute to Delhi or another city for work, you can request a day off tomorrow by presenting your ‘Voter ID’ to your employer, as it is your legal right to receive paid leave to vote.

    Will there be a holiday in 12 districts of Maharashtra?

    If you live or work in these districts, you will be entitled to paid leave:
    Konkan region: Raigad, Ratnagiri, Sindhudurg.
    Western Maharashtra: Pune, Satara, Sangli, Solapur, Kolhapur.
    Marathwada: Chhatrapati Sambhajinagar (Aurangabad), Parbhani, Dharashiv (Osmanabad), Latur.

    What will remain open and what will remain closed in Maharashtra?

    All government offices, private companies, IT parks, shopping malls, showrooms, and factories will remain closed in these 12 districts. All commercial establishments, shops, hotels, and theaters will remain closed to allow employees to vote. Bank branches will also remain closed in these districts. Essential services such as hospitals, medical stores, milk supplies, and the fire brigade will remain fully operational.

    The Maharashtra government’s Industries and Labor Department has clearly stated that private companies must provide paid leave to their employees. Failure to provide paid leave could result in action against any company. This is a paid holiday, meaning no money will be deducted from your salary. Where a full day of work is not possible due to technical reasons, such as some emergency plants, employees are required to be given at least 2 to 3 hours of concession time to vote.

  • PAN Card Update – How to Correct PAN Card DOB Online to Buy Property in UP?

    PAN Card Update – How to Correct PAN Card DOB Online to Buy Property in UP?

    PAN Card Update: In today’s world, a PAN card is no longer just for filing taxes; it’s an essential document. Whether it’s opening a bank account, taking out a loan, or completing KYC (Know Your Customer) procedures, a PAN card is required in all cases. In Uttar Pradesh, obtaining a PAN card is now mandatory for buying land, houses, or any other immovable property. The Registry Department has issued a new order in this regard.

    The government’s instructions have been sent to all district registry offices. Officials have been instructed to enter the PAN numbers of both the buyer and the seller in the online application related to property registration. Making PAN mandatory will ensure that every transaction is tracked accurately. Therefore, if the date of birth recorded on your PAN card is incorrect, you will not be able to buy property in Uttar Pradesh. It is not advisable to take this mistake lightly; get your date of birth corrected as soon as possible.

    Officials say that this new rule will make the process of buying and selling property more transparent. This rule will be applicable throughout the state, and all registry offices have been instructed to strictly adhere to it. If a person wants to buy land or a house, they will have to provide their PAN card details at the time of registration.

    An incorrect DOB can cause problems
    If the date of birth on your PAN card is incorrect, the first problem you will face is during KYC verification. If the PAN information does not match other documents such as Aadhaar, passport, or driving license, your verification will fail. In banking and investment activities, there is a risk that your application will be rejected due to a data mismatch.

    How to correct an incorrect DOB?
    To correct the date of birth on your PAN card, you will first need to visit the official website of Protean (formerly NSDL) or UTIITSL. Here, you can apply online through the ‘Changes or Correction in existing PAN Data’ option. This process requires documents with the correct date of birth, such as an Aadhaar card, birth certificate, or 10th-grade mark sheet.

    First, go to the relevant website and select the application type.
    Then, fill in your PAN number, name, and other necessary information.
    Tick the box next to the date of birth column and enter the correct date. Next, upload the supporting documents and pay the prescribed fee.
    After submitting the form, you will receive an acknowledgement number to track the application status.

    Ignoring an incorrect date of birth on your PAN card can cause you significant problems later on. Therefore, it is wise to get it corrected as soon as you notice the error. A PAN card makes your life easier.

  • Cheap Flight Ticket Booking Tips – Book Your Flight Tickets Cheaply, Just Know These Smart Ways

    Cheap Flight Ticket Booking Tips – Book Your Flight Tickets Cheaply, Just Know These Smart Ways

    Cheap Flight Ticket Booking Tips: The craze for air travel is constantly increasing. Due to the time savings and comfortable travel, even the middle class is now choosing to travel by flight. However, the price of flight tickets often affects travelers’ entire budgets. Especially when planning a trip unexpectedly or traveling during peak season, tickets can become very expensive. In such a situation, booking tickets at the right time and in the right manner can save thousands of rupees. In today’s digital age, there are many smart ways to get flight tickets at a lower price. All you need is the right information and a little planning.

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    Use Smart Technology

    In today’s world, online tools play a major role in securing cheap flight tickets. Many platforms send instant alerts when ticket prices change. This allows travelers to buy tickets at the right time. Sometimes, prices drop suddenly, and if you set an alert, you can take advantage of that opportunity. This can help you get a cheap ticket without much effort.

    Also, change your search method

    Many people search for flights directly in a regular browser, but smart travelers use private browsing. Repeated searches can often result in inflated prices. Searching in private or incognito mode is more likely to reveal the actual price. This method is considered one of the small but useful travel hacks.

    Choose the Right Currency for International Trips

    It’s important to consider currency when booking tickets while traveling abroad. Sometimes, tickets in Indian currency appear expensive, while booking in the airline’s base currency may offer lower prices. Furthermore, if you have a card with low or zero foreign transaction fees, you can save even more.

    Booking on the Right Day and Time

    The timing of ticket booking directly impacts the price. Weekends are typically more expensive, as more people plan their travels during that time. Meanwhile, midweek tickets may be relatively cheaper. Planning in advance also increases the chances of finding a cheaper ticket.

    Savings with Credit Cards and Offers

    Many banks in India offer travel offers on their credit cards. Choosing the right card and website combination can result in cashback or discounts. This method can be very beneficial for regular travelers.

    Choose an Airline and Amenities Based on Your Needs

    Not every trip requires all the amenities. If the trip is short, choosing only the essential amenities can reduce the ticket price. Low-cost airlines can be a good option in this regard. Only book extra baggage, seats, or meals if necessary.

    Student and Loyalty Program Benefits

    Some airlines offer special discounts for students. Additionally, airline loyalty programs earn points for every trip. These points can be redeemed for future travel. This is a very useful option for regular travelers.

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    Cheaper than Connecting Flights

    Connecting flights often cost less than direct flights. This can be a good option if you’re not in a hurry. Apart from this, some travelers also get a chance to visit the beach city.

  • 8th Pay Commission- 15 months left, how far has the work of the 8th Pay Commission progressed?

    8th Pay Commission- 15 months left, how far has the work of the 8th Pay Commission progressed?

    8th Pay Commission: The excitement around the 8th Pay Commission for central employees and pensioners is finally materializing. Long-standing uncertainties regarding the Commission’s establishment and operations seem to be settling down. Just three months after the Commission was formed, the government has ramped up its preparations. Tasks that were once thought to be lost in paperwork have now taken a tangible form. The most significant news is that the Commission has secured an official office in the capital to commence its activities.

    As per the latest information, the 8th Pay Commission has officially started its work. An office has been designated for the Commission’s operations in the Chandralok Building on Janpath in New Delhi. Currently, the recruitment process for employees through deputation is in progress, and notifications have already been released.

    The government has stated that the Commission’s establishment was announced via a resolution dated November 3, 2025. According to the regulations, the Commission has 18 months from the notification date to present its recommendations. This indicates that the Commission will only be able to submit its report to the government by mid-2027. Nearly three months have elapsed since the Commission’s inception, leaving 15 months remaining.

    Despite the formation of the Commission, central employees are feeling hopeless at the moment. Employee organizations had anticipated that the government might provide some relief or interim announcements under the 8th Pay Commission during the Union Budget 2026, but the complete lack of mention in the budget has frustrated the unions. In response to this dissatisfaction, the Confederation of Central Government Employees & Workers (CCGEW) has resolved to fight until the end.

    The unions have declared a one-day nationwide strike on February 12, 2026. The main demand from the unions is for the government to take prompt action rather than postponing the issue under the guise of the Pay Commission. Their requests include interim relief, merging the dearness allowance (DA) with basic pay, and revising the Terms of Reference (ToR).

    All eyes are on the meeting on February 25

    The upcoming date of February 25th is going to be very important for central employees. An important meeting of the National Council of JCM (Staff Side) is scheduled on this day. This meeting is also special because it will discuss in detail the memorandum of demands to be submitted for the 8th Pay Commission.

    This will be the document in which employees will present their views on salary increases, changes in allowances, and other benefits such as the old pension. This will be the first major opportunity for employee organizations to strongly present their views. As time passes, the Commission is running out of time to submit its recommendations, so this meeting will determine the future course of action.

  • Wrong Date of Birth in PAN Card? Correct It Immediately with These Easy Methods

    Wrong Date of Birth in PAN Card? Correct It Immediately with These Easy Methods

    PAN Card Update: Nowadays, the PAN card serves more than just tax filing; it has become an essential identity document. Whether you’re opening a bank account, investing, applying for a loan, or completing KYC, the PAN card is necessary everywhere. In this context, if the date of birth on the PAN card is incorrect, it can hinder everything from minor tasks to significant financial dealings. Thus, it’s important not to take this mistake lightly.

    Issues with Incorrect DOB

    An incorrect date of birth on a PAN card can lead to problems right from the KYC process. If the PAN details do not align with other documents like Aadhaar, passport, or driver’s license, verification may fail. In banking and investment applications, discrepancies can result in rejection of the application.

    Mistakes in the date of birth are not confined to banking or investment issues. Even when submitting income tax returns, inconsistencies in records can complicate matters. Often, you may need to respond to notices or provide clarifications, which can be both time-consuming and expensive. This seemingly minor error can escalate into serious legal or financial troubles over time.

    How to Correct an Incorrect DOB on Your PAN Card?

    To amend the date of birth on your PAN card, you need to visit the official website of Protek (previously NSDL) or UTIITSL. You can apply online by selecting the ‘Changes or Correction in Existing PAN Data’ option. This process requires you to provide documents that verify the correct date of birth, such as your Aadhaar card, birth certificate, or 10th-grade marksheet.

    Simple Online Correction Process

    Start by visiting the appropriate website and choosing the type of application. Next, input your PAN number, name, and other necessary details. Make sure to check the box next to the date of birth field to confirm the correct date is entered. After that, upload the required supporting documents and pay the applicable fee. Once you submit the form, you will receive an acknowledgement number, which you can use to monitor the status of your application.

    Easier way with e-KYC

    If you choose e-KYC, corrections are possible without uploading any documents using an Aadhaar-linked OTP. This method is considered quick and convenient. Once the corrections are complete, the updated PAN card is sent to your address within a few weeks. Ignoring an incorrect date of birth on your PAN card can lead to serious problems in the future. Therefore, it’s wise to have the error corrected immediately upon discovering it. A PAN card with accurate information not only simplifies your work but also saves you unnecessary stress and hassle.

  • Invest Rs 10,000 in your child’s name, get Rs 11 crore after retirement, Know the details of the scheme

    Invest Rs 10,000 in your child’s name, get Rs 11 crore after retirement, Know the details of the scheme

    NPS Vatsalya: In today’s times, the biggest concern for parents is their children’s education, career, and financial security. Keeping this need in mind, the government has launched the NPS Vatsalya scheme. Under this scheme, parents can open a special pension account in their child’s name, which they can operate themselves.

    The NPS Vatsalya account is opened directly in the child’s name, but it is managed by the parents or guardians. The investment made in this account remains linked to the market for a long period, providing the benefit of compounding. This means that even small savings can grow into a large fund over time, which can later help with the child’s higher education, business, or other important needs.

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    When can you invest in your child’s name?

    When the child turns 18, this account can be converted into a regular NPS account. Parents can also choose to exit the scheme at this age. However, the condition in this case is that at least 80% of the maturity amount must be invested in an annuity plan, while only 20% can be withdrawn as a lump sum.

    The biggest advantage of this scheme is that it creates long-term financial security for the child. Regular investments build a strong fund for the future and also cultivate a habit of investing in oneself. This fund can later become the basis for the child’s education, business, or retirement planning.

    An account can also be converted to a regular NPS account

    The NPS Vatsalya scheme also reduces the financial responsibilities of the parents. When the child grows up, a large corpus will already be available in their name. At the age of 18, the account can be converted to a regular NPS account by updating the KYC. If the total amount is less than Rs 2.5 lakh, the entire amount can be withdrawn, making both the parents’ planning and financial planning easier.

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    Learn how much money you can accumulate

    Let’s say you invest Rs 10,000 every year in your child’s name. If this investment continues for 18 years and earns an average return of 10%, a fund of approximately Rs 5 lakh can be created by the time the child turns 18.  Continuing the investment after that can multiply this amount significantly. If the same investment is continued for 60 years, the corpus could reach approximately Rs 2.75 crore at a 10% return. At an 11.59% return, this amount could be Rs 5.97 crore, and at a 12.86% return, the investment could grow to Rs 11.05 crore.

  • UIDAI Update: Verify Your Aadhaar Linked Mobile Number Online in Minutes

    UIDAI Update: Verify Your Aadhaar Linked Mobile Number Online in Minutes

    Aadhaar-Mobile Linking: In today’s digital age, Aadhaar is not just an identity card, but the key to your digital identity. Whether opening a bank account, linking a PAN card, or availing government subsidies, Aadhaar is required everywhere. For all these services, it’s essential to have an active mobile number linked to Aadhaar because all OTPs sent for security purposes arrive on that number.

    People often forget the number they provided when applying for Aadhaar, or sometimes important tasks are interrupted due to the old number being disabled. Therefore, it’s crucial to periodically check which mobile number is registered with your Aadhaar.

    Importance of Linking a Mobile Number to Aadhaar

    Having the correct mobile number linked to Aadhaar has countless benefits that simplify your daily life. The biggest advantage is that you can easily perform tasks ranging from purchasing a SIM card to updating your bank account through e-KYC from the comfort of your home. Additionally, a registered mobile number is mandatory for using DigiLocker, e-verifying income tax returns, and receiving installments from government schemes like PM Kisan.

    Aadhaar-Mobile Number Linking

    If your number is updated, you can also make corrections to your address and other information online through the Aadhaar portal (myAadhaar). Conversely, if the linked number is disabled, you may lose access to all these digital benefits, and your security may be compromised.

    How to check your linked mobile number online

    UIDAI (Unique Identification Authority of India) has made this process very simple and transparent, which you can easily do from your smartphone or computer. First, you need to visit UIDAI’s official website, myaadhaar.uidai.gov.in. Here, you need to select the option ‘Check Aadhaar Validity’ or ‘Verify Email/Mobile Number.’

    Then, enter your 12-digit Aadhaar number and the mobile number you want to check. Once you enter the captcha code on the screen and click ‘Proceed’, the system will tell you whether the number is linked to your Aadhaar. If the number is correct, a message stating ‘The mobile number you have entered is already verified with our records’ will appear on the screen.

    How many SIM cards are active in your name

    For security reasons, it’s crucial to know how many mobile numbers are active using your Aadhaar card. The Department of Telecommunications (DoT) has provided a dedicated portal called TAFCOP. To avail this facility, you can visit the tafcop.sancharsaathi.gov.in portal, where you enter your current mobile number and OTP.

    Upon logging in, a list of all mobile numbers registered with your Aadhaar will appear on the screen. If you see a number on this list that you don’t recognize or that doesn’t belong to you, you can immediately report it and have it blocked. This portal is extremely helpful in preventing digital fraud and the misuse of fake SIM cards.

    What to do if your number is disabled

    If you discover that your linked mobile number has been disabled, keep in mind that it cannot be changed online. For security reasons, you must visit your nearest Aadhaar Seva Kendra to update your mobile number. There, you can update your new number without any documents, simply through biometric verification. To strengthen your digital security, ensure that the number linked to your Aadhaar is always active and with you.

  • Invest in This Scheme to Earn a Fixed Monthly Income, Know the Complete Calculation

    Invest in This Scheme to Earn a Fixed Monthly Income, Know the Complete Calculation

    SCSS: As people age, a major concern is maintaining a regular source of income and protecting their savings. Therefore, risky investment options are not suitable for everyone. Keeping this need in mind, the Government of India launched the Senior Citizens Savings Scheme (SCSS). This scheme was specifically designed to provide a stable and secure income to senior citizens and retired employees. It is a small savings scheme with a very low risk profile due to the government guarantee.

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    SCSS Interest Rate in 2026 and Its Features

    This scheme offers an annual interest rate of 8.2 percent for the January to March 2026 quarter. This rate is considered higher than many bank FDs. Importantly, this interest rate has remained stable for the past several quarters, providing investors with confidence in their returns. The government periodically reviews the interest rates on small savings schemes, but the SCSS rate has remained unchanged for now.

    SCSS Investment Limit and Duration

    The minimum investment in this scheme can start at ₹1,000, and the maximum investment limit is ₹30 lakh. The scheme is for a period of 5 years, with an option to extend it later. Investors must generally be 60 years of age or older. However, in some cases, retired employees aged 55 to 60 and retired defense personnel aged 50 to 60 can also invest.

    How to Earn Around ₹20,000 Monthly Income

    Interest in SCSS is paid quarterly, i.e., every three months. If an individual invests ₹30 lakh at an interest rate of 8.2 percent, the annual interest rate is approximately ₹2.46 lakh. This means they can earn around ₹61,500 every three months. If this is calculated as a monthly average, they can generate a regular income of approximately ₹20,000 or more.

    When is interest paid?

    Interest payments in this scheme are typically paid four times a year. Payments are credited to the investor’s account on April 1, July 1, October 1, and January 1. This periodic interest payment makes it reliable for retirees.

    What happens if you close your account prematurely?

    This scheme is designed for long-term investments. Certain deductions apply if you close your account prematurely. Generally, interest will not be paid if the account is closed before one year, and a penalty may apply if you close it later. This encourages investors to stay invested for a long time.

    Rules for the Death of the Account Holder

    If the account holder dies, the interest rate of a regular savings account will apply until the account is finally settled. The proceeds are then disbursed to the nominee or legal heir after the completion of the process. This arrangement ensures the investment is secure.

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    Why SCSS is considered a strong option for retirement planning

    This scheme is specifically designed for those who want to avoid riskier options like the stock market or mutual funds. Regular interest, government protection, and guaranteed returns have made it a popular choice for senior citizens. However, financial experts advise that it is better to spread your investments across different options.

  • Gold Import Rules Changed: How Much Gold You Can Now Bring to India from Abroad?

    Gold Import Rules Changed: How Much Gold You Can Now Bring to India from Abroad?

    Gold Import Rules: If you’re heading abroad or working overseas and plan to bring back gold, jewelry, or other items to India, I’ve got some great news for you! The Indian government has recently updated the duty-free limits and jewelry rules for travelers coming back from abroad under the Baggage Rules 2026. These updates will kick in on February 2, 2026, and are designed to make things easier for travelers.

    Until now, anyone returning from abroad had to pay customs duty based on how much their jewelry was worth. This often led to arguments at airports over the value of the jewelry and the limits on it. Travelers had to show that their items were for personal use and not for selling. But with the new policy, the duty-free limit for gold and silver jewelry will be based on weight, so the price won’t matter anymore.

    What’s new with the gold jewelry rules?

     

    Under the new guidelines, female travelers can now bring in up to 40 grams of jewelry without paying duty. Male travelers and others can bring in up to 20 grams duty-free. Just remember, the jewelry has to be for personal use only. If it’s seen as goods for sale, customs duty will apply. Also, gold bars, gold coins, or silver bars won’t be included in the duty-free allowance; different rules will apply to those items. This change is a big win for NRIs and Indian-origin travelers living abroad for extended periods. Now, you won’t have to worry about the price of jewelry at the airport; duty will only be based on weight.

    Increased duty-free limit for goods too!

    The government has also raised the duty-free limit for goods, not just jewelry. Indian citizens and foreign residents of Indian origin can now bring in goods worth up to Rs 75,000 without paying duty, up from the previous limit of Rs 50,000. Foreign tourists can now bring in goods worth up to Rs 25,000 duty-free. This exemption covers small gifts, personal items, and more.

    Special discounts for NRIs and long-term overseas travelers

    If you’ve been outside the country for over a year, the duty-free limit has been raised. People who have been abroad for up to a year can bring back goods worth up to Rs 1.5 lakh, while those who have been away for 1 to 2 years can bring back items worth up to Rs 3 lakh. If you’ve been gone for more than 2 years, you can bring back goods worth up to Rs 7.5 lakh. This is a huge advantage for travelers coming back from extended stays overseas, particularly for those carrying pricey jewelry or electronics.

    Relief on laptops and electronic devices

    The new rules also provide some relief for tech users. Travelers who are 18 years or older can bring in a new laptop or notepad without paying duty. Just remember, this laptop is for personal use only. The regulations regarding bringing currency in or out of India still follow the old Foreign Exchange Management Regulations from 2015. Duty-free items are meant for personal use only, and if you bring in more than the allowed limit, you’ll face customs duties and penalties.

     

     

  • Golden Opportunity for Housewives, Start These Businesses from Home and Increase Your Income

    Golden Opportunity for Housewives, Start These Businesses from Home and Increase Your Income

    Best Businesses for Housewives:  In today’s world, women are not limited to just jobs. They can earn a good income by starting a business from home. With the right planning, a little hard work, and skills, women can run their own businesses while managing family responsibilities. Rising inflation and the desire for self-reliance have motivated women to move towards self-employment.

    Crèche Service Business

    Women with experience in childcare can start a crèche service from home. Due to the increasing number of working parents, the demand for childcare for young children is growing rapidly. If your crèche business runs successfully, you can earn approximately 50,000 to 60,000 rupees per month.

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    Event Decoration Business

    Decoration is always needed for small and large events such as birthdays, engagements, or kitty parties. The event decoration business is an excellent option for women. With a little creativity and design skills, women can start this business from home. This business can generate an income of 40,000 to 50,000 rupees per month, and the earnings increase further during wedding or festival seasons.

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    Cloud Kitchen Business

    Women who enjoy cooking can start a cloud kitchen from home. In this business, food is prepared at home and delivered through online orders. Reaching customers has become easy with the help of food delivery apps. Special attention must be paid to taste and hygiene in this business. If the cloud kitchen runs properly, it is possible to earn 50,000 to 60,000 rupees per month. This business has become quite trendy in the last few years, and many women are earning a good income from it.

  • Post Office Schemes Offering High Interest on ₹2 Lakh Investment, Know Update

    Post Office Schemes Offering High Interest on ₹2 Lakh Investment, Know Update

    Post Office Investment Scheme: Every citizen of the country wants to invest in a place where their money is safe, and they can also get profits in the future. Many people invest in banks and earn good returns, but the post office is also a great option. The post office has some reliable schemes that can provide excellent returns.

    You must have heard of the Monthly Income Scheme. If you want to earn income every month, then this scheme can be a worthwhile option. This scheme is suitable for housewives and families who want a completely safe return on their investment. By investing up to ₹2 lakh in the Monthly Income Scheme, you can easily earn a substantial amount of interest. You can find out more important details about this below.

    Get a substantial amount on an investment of ₹2 lakh

    Investing in the Post Office Monthly Income Scheme will give you excellent interest. If you invest ₹2 lakh in this scheme, you will get a significant return. Currently, this scheme offers an annual interest rate of 7.4 per cent. Based on this interest rate, the monthly calculation works out to a fixed amount of ₹1233.

    This amount will be transferred directly to your account every month. This will make it much easier to manage your monthly expenses. After 5 years, your entire principal amount, i.e., ₹2 lakh, will be returned to you.

    If you want to avail the benefit of monthly interest in the Monthly Income Scheme, you can open an account subject to certain conditions. Investors will not have to face any difficulties. The Monthly Income Scheme is quite special, and you can take advantage of it.

    Important things related to the Monthly Income Scheme

    If you want to open an account in the Post Office Monthly Income Scheme, you will have to invest a minimum of ₹1000. You also have the option of opening a joint account in this scheme. With a single account, you can invest a maximum of ₹9 lakh.

    If you open a joint account, you can invest up to a maximum of ₹15 lakh. A maximum of 3 people can be included in a joint account. This will make it easier to invest together with family members.

    How will you receive the interest? The interest earned on the Monthly Income Scheme is transferred to the account on a monthly basis. This money is then transferred to a Post Office savings account. Having a Post Office savings account is essential to invest in this scheme. If you don’t already have a Post Office savings account, you will need to open one first.

    This scheme will be a boon for these people.e

    This Post Office scheme will be a blessing for those who are looking for a source of income every month. It’s ideal for retired individuals, senior citizens, housewives, and families who want to manage their household expenses with a fixed monthly income. This scheme can be quite beneficial for such people. They can invest in the Monthly Income Scheme with low risk.