UPI Payment: There is a major news for UPI users. A new biometric feature has been introduced in the BHIM app, enabling users to make payments of up to Rs 5,000 simply by using their fingerprint or face lock, eliminating the need to enter a UPI PIN. Now, users can effortlessly conduct UPI payments of up to Rs 5,000 with their mobile’s fingerprint or face lock. This enhancement will not only speed up transactions but also make them more convenient and secure.
With this new feature, there’s no longer a requirement to input a UPI PIN for every minor payment. Many people tend to forget their PIN or mistakenly enter it, leading to payment failures. This innovative feature will ensure that payments are quicker, simpler, and more dependable.
This functionality is compatible with both Android and iOS devices that support fingerprint or face recognition. Users can utilize it to transfer money to friends or family, make payments by scanning QR codes, and conduct online transactions.
From a security standpoint, this feature is robust. Fingerprint and facial data are unique to each person and are stored on the device, which minimizes the risk of fraud. However, for transactions exceeding Rs 5,000, entering the UPI PIN will still be necessary.
How to get started?
To activate this feature, users should open the BHIM app, navigate to their profile, select their bank account, and enable the biometric transaction option. After that, they can easily make payments using their fingerprint.
How to enable biometric feature in BHIM app?
First of all open BHIM App.
Go to Profile.
Select your bank account.
Touch the Activate Biometric Transactions option.
Now you can make payments up to Rs 5,000 using fingerprint or face scan.
What is BHIM App?
BHIM (Bharat Interface for Money) is a mobile app that allows you to send and receive money easily. It operates on UPI, meaning you can instantly transfer money directly from your bank account to another bank account. You don’t need to remember account numbers or IFSC codes. You can make payments using just your mobile number or UPI ID. This makes the app very easy and fast to use.
Is BHIM a wallet?
No, BHIM is not a wallet. Wallets require you to deposit money first, but BHIM doesn’t. The money flows directly from your bank account to the other person’s bank account. Therefore, it’s considered more secure and reliable.