Are you also thinking of withdrawing your PF money for building a house, marriage, or any emergency? Now you can easily do this work online. For this, you just have to go to the EPFO website and make a simple application. EPF, i.e.,Employee Provident Fund, is a government scheme in which both the employee and the employer contribute every month.
This scheme determines the savings for the employee’s retirement. EPF scheme is run by EPFO. The entire amount deposited in EPF is available at the time of retirement along with interest. However, if needed, the employee can also withdraw this money partially or completely. So, if you also want to withdraw PF online, then follow these easy steps and do your work in minutes.
Know these things before withdrawing PF
To withdraw PF online, you should have some important things ready. Your UAN (Universal Account Number) should be active, and it should be linked to Aadhaar, PAN (if withdrawing more than ₹ 50, 000 before 5 years) and bank account. Your KYC (Know Your Customer) should be verified on the EPFO portal. If all these things are correct, then the process of withdrawing PF will become very easy for you.
Withdraw PF money online from home like this
Follow the easy steps given below to withdraw PF money online:
- Go to the official website of EPFO.
- Log in with your UAN and password! Fill in the captcha and click on Sign In.
- Go to the ‘Manage’ tab > click on ‘KYC’,and check whether your Aadhaar, PAN and bank details are verified or not.
- Go to the ‘Online Services’ tab and click on ‘Claim (Form-31, 19, 10C & 10D)’
- Verify bank details! Your account number will appear, re-enter it, and click on ‘Verify’.
- Select the type of claim.
- Form 19: To withdraw full PF.
- Form 10C: For pension withdrawal.
- Form 31: For an advance withdrawal (for reasons such as medical, marriage, studies, etc.).
- Fill in the required information and upload the required documents (such as medical bills, etc.).
- Click on ‘Submit’. You will get an acknowledgement, save it for the future.
This online process will help you withdraw PF money from home without any hassle.
In how many days will the money come
After withdrawing PF, the money usually reaches your bank account within 5 to 20 working days. This time may depend on the bank’s processing and other factors. So, have some patience and keep checking your bank account regularly. Your money will be credited to your account soon.