New Delhi: The Central Government has officially approved the interest rates for the financial years 2025 and 2026; however, a question now lingers in the minds of PF subscribers: when will the interest amount actually be credited to their accounts? This time around, the government has not made any changes to the interest rates.
This means that PF subscribers will continue to receive an interest rate of 8.25 per cent, which is expected to yield substantial benefits. It is anticipated that the Employees’ Provident Fund Organisation (EPFO) may transfer the interest amount to subscribers’ accounts during the first week of June. This benefit is set to reach over 75 million employees. However, no official announcement regarding the exact date of the interest transfer has been made yet.
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How much money will be credited to the account?
The question of exactly how much interest will be credited to individual PF accounts remains a significant one. An interest rate of 8.25 per cent has been declared for the financial years 2025 and 2026.
If your PF account holds a balance of up to ₹6 lakh, approximately ₹50,000 could be credited as interest. Conversely, if an employee’s PF account holds a balance of ₹5 lakh, an amount of approximately ₹42,000 may be credited to the account as interest.
The interest amount will be calculated and credited based on the total accumulated fund in each account. Approximately 75 million PF subscribers stand to benefit from this. You can easily check exactly how much money has been credited to your PF account; there is absolutely no need to worry.
Ways to check your PF balance
You can check your PF balance using several methods. You can even check your PF amount via SMS. To do this, simply send an SMS typing “EPFOHO UAN HIN” to 7738299899 from your registered mobile number (type ‘HIN’ for Hindi updates, or ‘LAN’ for English updates). You will easily receive your balance details through this service.
Check your balance via a missed call
PF subscribers can also check their balance by giving a missed call to 011-22901406 from their registered mobile number; the call will automatically disconnect after two rings. Additionally, you can also obtain balance details via SMS.
Check Your Balance via the EPFO Portal
To do this, you must first visit the EPFO website, navigate to the ‘For Employees’ section, and click on ‘Member Passbook’; you can then log in using your UAN and password to easily access your PF balance information.
Furthermore, you can also retrieve this information by clicking on ‘View Passbook’ under ‘Employee Centric Services’ within the ‘EPFO’ section of the app. You will not face any inconvenience whatsoever.