ATM Card Activation: If you have recently opened a new bank account and received a new ATM card, it’s not possible to use it without activating it first. Many people think they can withdraw money or shop online as soon as they receive the card, but the first step is to activate it. Thanks to advancements in banking technology, most banks now offer this facility online, allowing you to activate your card from the comfort of your home.
Benefits of ATM Card Activation
📌 Also Read: Petrol‑Diesel prices in 14 cities on 6 January, how much they?
Once your ATM card is activated, several facilities become available to you. You can withdraw money from ATMs, make payments at stores using your card, and even shop online. Every transaction is directly debited from your bank account, so the card must be activated correctly. If this is your first ATM card or you are new to digital transactions, learning the online activation process will be very beneficial for you.
Read Here: FDs or Small Savings Schemes, Which Offers Better Returns on Safe Investments?
📌 Also Read: PM Kisan Yojana - Farmers Do this From Home - Otherwise You Won't Receive the 22nd Installment
How to Activate Your ATM Card Online
Most banks now offer card activation facilities through their website or mobile app, in addition to ATMs. First, you need to log in to your bank’s official website or mobile app. After logging in, go to the Debit or ATM card section and select the option to activate a new card. Then, fill in the details such as card number and expiry date, and enter the OTP that you receive on your registered mobile number. Finally, after setting a new ATM PIN, your card will be activated within a few minutes, and you can start using it.
📌 Also Read: Post Office Scheme - Invest Rs 2 Lakh and Get Rs 4 Lakh, Know the Complete Calculation
Secure PIN Required for Online Payments
While an ATM PIN is sufficient for withdrawing money from ATMs and making payments at stores, you need to set a 3D Secure PIN for online shopping or bill payments. You can easily create this 3D PIN by entering your card details on the bank’s website or mobile app. This keeps your online transactions secure.
📌 Also Read: Amazon Pay FD: Earn Up to 8% Higher Interest Than Normal FD, Check How to Activate
Read Here: AI camra will monitor polluting vehicles, drivers on Delhi Expressway and highways beware
Digital Security and Smart Banking
📌 Also Read: Money Saving Tips - Working Away from Home? Save a Huge Amount Every Month With These Smart Methods
In the last few years, digital banking services have improved significantly, allowing customers to activate their cards securely from home. This process is fast and completely secure, provided you do not share your card details and OTP with anyone. After activation, you can avail of both online and offline transactions. Knowing the online activation process for your new ATM card is not only essential but also a great convenience in this digital age.