Maruti Brezza vs Tata Nexon EMI: When it comes to finding a great compact SUV under ₹10 lakh in the Indian automobile market, the Maruti Brezza and Tata Nexon are always neck and neck. While the Maruti Brezza is known for its excellent mileage and low maintenance, the Tata Nexon remains a popular choice for customers thanks to its robust build quality and excellent safety features. If you’re considering purchasing either of these powerful SUVs on finance, it’s important to know how much the EMI will cost you.
Maruti Brezza Lxi
The Maruti Brezza’s base model, the Lxi Petrol, is a great option for those looking for a refined engine for city driving and excellent resale value. Its on-road price in Delhi is around ₹9.67 lakh. If you make a down payment of ₹100,000, the remaining amount will be financed by the bank.
At an interest rate of 9.8%, if you take a loan for 4 years, you will have to pay an EMI of ₹21,000 per month. For a medium-term loan of 5 years, this EMI comes down to ₹17,644. If you want to further reduce your EMI, you will have to pay approximately ₹13,764 per month for a longer tenure of 7 years. The Brezza’s 1.5-liter engine makes it a comfortable companion even for long-distance journeys.
Tata Nexon Base Model
The Tata Nexon is the preferred choice for riders for whom safety is paramount. The Nexon’s base model (Smart) is slightly cheaper than the Brezza. Its on-road price in Delhi goes up to ₹8.34 lakh. Due to the lower on-road price, its monthly EMI also puts a smaller burden on your pocket.
With a down payment of ₹1 lakh, the 4-year EMI at an interest rate of 9.8% works out to ₹18,535. For a 5-year term, you’ll pay ₹15,514 per month, while for a 6-year term, this amount drops to ₹13,516. The Tata Nexon’s robust body and high ground clearance make it a true master of rough terrain. If you’re looking for a safe SUV on a budget, the Nexon’s EMI will fit perfectly.
EMI Calculation
Before taking out a loan, it’s important to understand that the EMI amount mentioned above is an estimate. The actual EMI will depend on your CIBIL score, the bank’s current policies, and the insurance plan you choose. Many banks also offer discounts on processing fees and lower interest rates during the festive season in 2026, which can further reduce your monthly installment by ₹500 to ₹1,000. Furthermore, increasing your down payment can significantly save you money on interest.
